Services / Renewal
Don't just sign what your bank sends.
Shop your mortgage properly.
When your mortgage term ends, your bank will send you a renewal offer. Most Canadians sign it without shopping around — and leave thousands on the table. Your renewal is one of the best opportunities to renegotiate. Let me shop it for you.
What you get
working with Danielle.
- Access to 18+ lenders — not just your current bank's offer
- Rate comparison across the full market
- No cost to you — lender pays me at renewal
- Review of term length, payment frequency, and prepayment options
- Opportunity to restructure your mortgage to match your current goals
- Early renewal guidance — you can often switch 4-6 months before renewal date
What to expect,
step by step.
Start Early
Don't wait for your renewal notice. Reach out 3-6 months before your term ends so we have time to shop the market properly.
Compare the Market
I pull rates from 18+ lenders and present a clear comparison against your bank's offer — along with a recommendation based on your goals.
Application & Switch
If a better offer exists elsewhere, I handle the switch paperwork. If your bank's offer is competitive, I'll tell you that too — no pressure to switch.
Renewal Complete
Your new term starts, your rate is set, and you move forward with confidence — knowing you got the best deal available to you.
Ready to start your
possibility conversation?
No obligation. Just an honest conversation about what’s possible for you.